MM2H Cost Calculator 2026
Malaysia My Second Home relaunched in July 2024 with new tier rules: bigger fixed deposits and a compulsory property purchase. Answer a few questions and see your realistic total commitment — deposit, property, government fees, insurance and dependants.
Your estimated first-year commitment
| Programme capital | |
| Fixed deposit (locked in bank) | - |
| Property purchase (min. by tier) | - |
| Principal applicant fees | |
| Participation Fee | - |
| Agency Fee | - |
| Payment schedule | |
| To kick start (20% agency fee + participation fee) | - |
| Balance payment | - |
MM2H 2026 requirements at a glance
| Requirement | SEZ (Forest City) | Silver | Gold | Platinum |
|---|---|---|---|---|
| Fixed deposit | USD 65,000 (age 21 to 49) or USD 32,000 (age 50+) | USD 150,000 | USD 500,000 | USD 1,000,000 |
| Property purchase (compulsory) | Forest City only; floor price per Johor state policy; no resale for 10 years | RM 600,000 | RM 1,000,000 | RM 2,000,000 |
| Visa duration | 10 years | 5 years | 15 years | 20 years |
| Minimum stay | 90 days (<50) / none (50+) | 90 days/yr (<50) | 90 days/yr (<50) | 90 days/yr (<50) |
| Minimum age | 21 | 25 | 25 | 25 |
| Work rights | No | No | No | Director & shareholder |
| Health insurance | Minimum RM 80,000 coverage, maintained throughout (exempt 60+) | |||
Rules per MOTAC guidelines in force since July 2024. Property SPA must be signed within one year of visa endorsement for mainland tiers; MM2H properties carry a 10-year minimum holding period at state level. Insurance estimates use standard Malaysian private premium bands (exempt age 60+). Government fee figures are approximations — final fees depend on nationality and applicant profile. This calculator is a planning estimate, not a quotation. Seven Star Group provides full MM2H advisory, application handling and relocation support — read the complete MM2H 2026 guide or estimate property legal fees.