Year One Cash Calculator
The visa calculator estimates your deposit. This one estimates the cash required for your first year in Malaysia: one-off setup plus monthly household outgoings for your family, housing, schools, transport and lifestyle. The fixed deposit and property are shown separately, as your own money rather than a cost.
Your family & visa
ESTIMATED SUBTOTAL SHOWN HERE (excludes deposit, property, agency, legal and dependant insurance quotes)
| One-off (year one) | Amount |
|---|---|
| Government processing, participation and pass fees (visa fee RM0 to RM50 by nationality, excluded) | 0 |
| Medical checkups | 0 |
| Health insurance, principal (quoted per person profile) | 0 |
| Health insurance, spouse and dependants (quoted separately per profile) | quoted separately |
| Home setup (furniture, deposits, kitchen) | 0 |
| Car downpayment or lease deposit | 0 |
| School registration and deposits | 0 |
| Relocation (flights, shipping, arrival costs) | 0 |
| Property legal fees and stamp duty (estimate separately) | not included |
| Licensed agency professional fees (quoted by our team) | quoted separately |
| One-off subtotal | 0 |
| Monthly household outgoings | Amount |
|---|---|
| Rent or housing upkeep | 0 |
| School fees | 0 |
| Food and groceries | 0 |
| Utilities, internet, phone | 0 |
| Transport | 0 |
| Helper | 0 |
| Lifestyle, dining, travel within Malaysia | 0 |
| Monthly total | 0 |
| Your money position (not a cost) | Amount |
|---|---|
| Fixed deposit under MM2H (frozen but yours) | 0 |
| Compulsory property purchase (equity) | 0 |
Have the team review your estimate
Fee sources. Government fees follow the MOTAC published MM2H structure (reviewed September 2026): processing fee RM5,000 for the principal and RM2,500 per dependent, tier participation fee for the principal only, SEZ participation from age 21. Pass fees are set by the Immigration Department: RM500 per person per year is included here for year one only, with the visa fee itself RM0 to RM50 by nationality. Multi-year totals and exact nationality fees are confirmed by our team before any application.
Property. For Silver, Gold and Platinum, buying property is compulsory from the tier minimum price. For SEZ, the property must be purchased directly from the developer in Forest City, Johor, with the floor price set by Johor state policy. Across all tiers, the purchased residence may not be sold for 10 years, though it may be upgraded to a higher-value property, per MOTAC rules. Legal fees and stamp duty are not included: use the legal fees calculator.
Insurance and schools. Insurance premiums are planning bands per person profile: the principal is shown here, spouse, parent and child bands differ and are quoted individually, and applicants age 60 and above are typically exempt, confirmed case by case. School fees vary widely by school and year group.
Agency fees. MM2H applications go through a licensed agency. Seven Star Group’s professional fees are quoted separately for your profile and are not part of the estimate above.
What this is not. A planning estimate, not a quotation and not financial, legal or tax advice. MM2H terms are set by the Malaysian government and may change: our team confirms current rules for your profile before any application. Seven Star Group provides full MM2H advisory, application handling and relocation support: check your visa tier cost, work out loan instalments, or book a consultation.